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Identity theft in 2020: What you need to know about common techniques

With the help of technology, people could eradicate certain forms of stolen identity. But criminals are more sophisticated these days.
Unluckily, ID thieves are also taking advantage of innovative equipment, continuously varying how they receive private data and use it. Fraud is more refined now. Here is the list of common types of id scam to beware in the year ahead, and the ways to protect your cash.

1. Id theft via social media
Sharing private information on social sites makes it easy for criminals to steal your id.
What to do: An option you could opt for is do not use your full names on such sites– it makes thieves’ job more complicated.
Be more secretive about your credentials and identity details on social media. For instance, list the nearest city instead of your city to help widen your locality.

2. New account scheme
Scammers can also open new credit accounts using your Social Security number. A lot of information is freely accessible online and this type of fraud is growing.
20 billion data leakages have been reported during the last 4-5 years. It means your emails your passwords, phone numbers, names, credit card details, addresses, account specifics may have been stolen numerous times.
What to do: You need to freeze your financial report. Without a freeze, it will be too simple for scammers to open a fake account in your name. Besides, stolen identity protection is recommended.
3. Shopping cart bugs
It happens when you visit an online stock and enter your credentials. Thus you may be “formjacked.” The program named Magecart works by attaching and stealing info from online shop carts. As Robert Siciliano, a market expert at ETFMG.com describes it, it is similar to card skimmer, but it collects data from a shopping cart while you’re typing that in.
What to do: If you purchase something online, you can’t prevent shopping cart viruses 100%.
What you can do to lessen the risk is to arrange fraud alerts. Once the scammer skims data with the Magecart, you get notified. Also, you need to limit your online shopping, particularly at minor sites.
4. Phishing and whaling
Do not trust emails that try to persuade you to reveal private data as they say to your credit company, bank, or even boss. This crime is called “phishing.” If you’re a major persona, like an executive, you’re named as a “whale” in the stolen id world. Fraudsters use whaling to hack into management systems and corporations.
What to do: Be cautious about whaling and phishing. You must check all incoming emails – particularly ones with links from unidentified sources. If you feel suspicious concerning phone calls or email, instantly terminate the call or delete the email. Then you may call the company trying to make an operation with you to validate the source.

The truth is the bank won’t call and request your PIN. Do not share your private facts. Avoid fraud by not opening every message in your mailbox. Do not open any attachments if you don’t know who they are from.
5. Apps which share data
It happens when you install various apps on our mobile phones, which indeed share your data.

What to do: Minimize the number of applications you install and the information you share. Be careful while providing private details, as swindlers may need only limited data to commit a crime.

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